/* =========================
   FINANCING & ESCROW PAGE
========================= */
.fn-page{
    background: #071018;
}

/* =========================
   HERO (text on banner image)
========================= */
.fn-hero{
    position: relative;
    min-height: 560px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    text-align: center;
    overflow: hidden;
}

.fn-hero__bg{
    position: absolute;
    inset: 0;
    background-image: url("../finance.jpg");
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center 40%;
    z-index: 0;
}

.fn-hero__overlay{
    position: absolute;
    inset: 0;
    z-index: 1;
    background: linear-gradient(
        180deg,
        rgba(7,16,24, .2) 0%,
        rgba(7,16,24, .5) 40%,
        rgba(7,16,24, .85) 75%,
        rgba(7,16,24, 1) 100%
    );
}

.fn-hero__inner{
    position: relative;
    z-index: 2;
    max-width: 700px;
    margin-inline: auto;
    padding: 0 0 60px;
}

.fn-hero__badge{
    display: inline-block;
    padding: 6px 20px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(18,214,232,.95);
    background: rgba(18,214,232,.1);
    border: 1px solid rgba(18,214,232,.25);
    margin-bottom: 20px;
}

.fn-hero__title{
    margin: 0 0 18px;
    font-family: "Inter", system-ui, -apple-system, sans-serif;
    font-size: 52px;
    line-height: 1.15;
    font-weight: 700;
    font-style: italic;
    color: #fff;
}

.fn-hero__desc{
    margin: 0 auto 34px;
    font-size: 16px;
    line-height: 1.75;
    font-weight: 400;
    color: rgba(234,243,255,.68);
    max-width: 560px;
}

.fn-hero__actions{
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* Buttons */
.fn-btn{
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    height: 52px;
    padding: 0 32px;
    border-radius: 999px;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: .02em;
    text-decoration: none;
    transition: transform .15s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
}

.fn-btn--outline-light{
    color: #fff;
    background: rgba(255,255,255,.04);
    border: 1.5px solid rgba(255,255,255,.35);
}
.fn-btn--outline-light:hover{
    background: rgba(255,255,255,.08);
    border-color: rgba(255,255,255,.55);
    transform: translateY(-1px);
    box-shadow: 0 10px 28px rgba(0,0,0,.2);
}

.fn-btn--outline-teal{
    color: rgba(18,214,232,1);
    background: rgba(18,214,232,.04);
    border: 1.5px solid rgba(18,214,232,.5);
}
.fn-btn--outline-teal:hover{
    background: rgba(18,214,232,.1);
    border-color: rgba(18,214,232,.75);
    transform: translateY(-1px);
    box-shadow: 0 10px 28px rgba(18,214,232,.12);
}

/* =========================
   PARTNER CARDS
========================= */
.fn-partners{
    padding: 80px 0 90px;
}

.fn-partners__grid{
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
}

.fn-pcard{
    padding: 34px 32px 30px;
    border-radius: 18px;
    background: rgba(10, 20, 45, .55);
    border: 1px solid rgba(255,255,255,.07);
    box-shadow: 0 16px 40px rgba(0,0,0,.25);
    transition: border-color .25s ease, box-shadow .25s ease;
}

.fn-pcard:hover{
    border-color: rgba(18,214,232,.2);
    box-shadow: 0 20px 50px rgba(0,0,0,.3);
}

.fn-pcard__badge{
    display: inline-block;
    padding: 5px 14px;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 18px;
}

.fn-pcard__badge--green{
    color: rgba(80,220,140,.95);
    background: rgba(80,220,140,.1);
    border: 1px solid rgba(80,220,140,.25);
}

.fn-pcard__title{
    margin: 0 0 12px;
    font-size: 20px;
    font-weight: 800;
    color: rgba(255,255,255,.95);
    line-height: 1.3;
}

.fn-pcard__desc{
    margin: 0 0 20px;
    font-size: 14px;
    line-height: 1.7;
    font-weight: 400;
    color: rgba(234,243,255,.6);
}

.fn-pcard__list{
    list-style: none;
    padding: 0;
    margin: 0 0 22px;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.fn-pcard__list li{
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 500;
    color: rgba(234,243,255,.78);
}

.fn-pcard__list li svg{
    color: rgba(18,214,232,.7);
    flex-shrink: 0;
}

.fn-pcard__link{
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    font-weight: 700;
    color: rgba(18,214,232,.9);
    text-decoration: none;
    transition: color .2s ease;
}

.fn-pcard__link:hover{
    color: rgba(18,214,232,1);
}

.fn-pcard__link svg{
    opacity: .7;
}

/* =========================
   HOW IT WORKS
========================= */
.fn-process{
    padding: 80px 0 100px;
}

.fn-process__inner{
    text-align: center;
}

.fn-process__title{
    margin: 0 0 10px;
    font-family: "Inter", system-ui, -apple-system, sans-serif;
    font-size: 36px;
    font-weight: 400;
    font-style: italic;
    color: rgba(18,214,232,.95);
}

.fn-process__sub{
    margin: 0 0 48px;
    font-size: 15px;
    font-weight: 400;
    color: rgba(234,243,255,.6);
}

.fn-process__grid{
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    text-align: left;
}

.fn-step{
    padding: 32px 28px 28px;
    border-radius: 16px;
    background: rgba(10, 20, 45, .5);
    border: 1px solid rgba(255,255,255,.07);
    box-shadow: 0 14px 34px rgba(0,0,0,.22);
    transition: border-color .25s ease;
}

.fn-step:hover{
    border-color: rgba(18,214,232,.2);
}

.fn-step__num{
    display: block;
    font-size: 42px;
    font-weight: 900;
    color: rgba(255,255,255,.06);
    line-height: 1;
    margin-bottom: 18px;
}

.fn-step__title{
    margin: 0 0 10px;
    font-size: 17px;
    font-weight: 800;
    color: rgba(255,255,255,.95);
    font-style: italic;
    line-height: 1.35;
}

.fn-step__text{
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    font-weight: 400;
    color: rgba(234,243,255,.55);
}

/* =========================
   FAQ
========================= */
.fn-faq{
    padding: 80px 0 120px;
}

.fn-faq__inner{
    max-width: 780px;
    margin-inline: auto;
}

.fn-faq__title{
    margin: 0 0 40px;
    font-family: "Inter", system-ui, -apple-system, sans-serif;
    font-size: 34px;
    font-weight: 400;
    font-style: italic;
    color: rgba(18,214,232,.95);
    text-align: center;
}

.fn-faq__list{
    display: flex;
    flex-direction: column;
}

.fn-faq__item{
    border-bottom: 1px solid rgba(255,255,255,.07);
}

.fn-faq__item:first-child{
    border-top: 1px solid rgba(255,255,255,.07);
}

.fn-faq__q{
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    width: 100%;
    padding: 22px 0;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-size: 15px;
    font-weight: 600;
    color: rgba(255,255,255,.9);
    transition: color .2s ease;
}

.fn-faq__q:hover{
    color: rgba(18,214,232,.9);
}

.fn-faq__icon{
    display: grid;
    place-items: center;
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    color: rgba(255,255,255,.5);
    transition: transform .25s ease;
}

.fn-faq__icon.is-open{
    transform: rotate(45deg);
}

.fn-faq__a{
    padding: 0 0 22px;
}

.fn-faq__a p{
    margin: 0;
    font-size: 14px;
    line-height: 1.75;
    font-weight: 400;
    color: rgba(234,243,255,.6);
    max-width: 640px;
}

/* =========================
   RESPONSIVE
========================= */
@media (max-width: 980px){
    .fn-partners__grid{
        grid-template-columns: 1fr;
        gap: 20px;
    }
    .fn-process__grid{
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .fn-hero__title{ font-size: 42px; }
}

@media (max-width: 768px){
    .fn-hero{ min-height: 460px; }
    .fn-hero__title{ font-size: 36px; }
    .fn-hero__desc{ font-size: 15px; }
    .fn-partners{ padding: 60px 0 70px; }
    .fn-pcard{ padding: 26px 24px 24px; }
    .fn-process{ padding: 60px 0 70px; }
    .fn-process__title{ font-size: 30px; }
    .fn-faq{ padding: 60px 0 80px; }
    .fn-faq__title{ font-size: 28px; }
    .fn-btn{ height: 44px; padding: 0 20px; font-size: 13px; }
}

@media (max-width: 520px){
    .fn-hero{ min-height: 400px; }
    .fn-hero__title{ font-size: 30px; }
    .fn-hero__actions{
        flex-direction: column;
        align-items: center;
    }
    .fn-btn{ width: 100%; max-width: 280px; }
}